Loan Management Platform
A comprehensive financial services platform that brings lending, finance, compliance, legal and operations into one system, with a single record running from first application to final report.
- Industry
- Financial services
- System category
- Financial Technology / Enterprise Systems
- 50%+OutcomeLoan processing times fell by more than 50%.
Built by our founder in a previous role, before Shortstone. Shown without the client's name.
Origination
Application pipeline
56 cases
New 12
- Lumen Print Works
- Orchard Dental Group
In assessment 8
- Northfield Trading
- Harbour Line Logistics
Offer issued 5
- Atlas Fresh Foods
Completed 31
- Cedar & Stone Interiors
From the product
The real thing
Product image supplied by the founder, with the client's branding removed.
The platform's entry point: one sign-in, then a choice of six modules. Swipe to see the whole screen.
The problem
Lending businesses tend to run on a patchwork: one system to originate loans, another to service them, a separate ledger, and compliance tracked on the side. Every handover between those systems is a place where data is re-keyed, controls weaken and reporting slows down.
What was built
One platform in which each function works from the same underlying record. An application moves through origination and credit, becomes a managed loan, posts to the ledger, and surfaces in compliance and management reporting without leaving the system.
What the system does
Loan Origination System
Application intake and the workflow that carries a case to a decision.
Loan Management System
Servicing of loans through their life once they are approved.
Accounting and financial operations
Ledger and finance processes inside the same platform as the lending activity.
ERP capabilities
Core operational functions alongside the lending modules.
Credit processes
Structured credit review with staged approvals.
Compliance
Compliance checks carried out as part of the workflow rather than after it.
Legal workflows
Legal steps tracked as part of each case.
Operational management
Work queues and oversight for the teams running the process.
Enterprise reporting
Reporting across the modules from one set of data.
How it fits together
One record, many modules
The platform is organised as connected modules rather than separate applications. This is a simplified view of how a case travels through it.
- 1
Originate
An application is captured and moves through defined stages.
- 2
Assess
Credit, compliance and legal steps happen against the same case.
- 3
Manage
Once approved, the case becomes a loan in the management system.
- 4
Account
Lending activity is reflected in accounting and financial operations.
- 5
Report
Enterprise reporting reads across every module.
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